Wise Tax
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The wise homeowner's playbook

How to find comps that win.

Comparable sales are the single most powerful weapon in a property tax appeal. Here's exactly how to pull them from every major source — and how to use AI to do it in minutes instead of hours.

3–5
comps is the sweet spot
10%+
lower $/sqft = strong case
$1,840
average annual savings

What makes a good comp

A comparable property — a "comp" — is a home similar to yours that's assessed at a lower value, or that recently sold for less per square foot than your assessment. When you put these in front of the Appraisal Review Board, you're showing the county is treating your home unequally. That's the strongest argument you can make.

  1. 1
    Same neighborhood or street. Location is everything. A home on your street is the gold standard. Same subdivision is excellent. Same zip code is acceptable. A different school district is usually rejected.
  2. 2
    Within 200 sqft of your home. Size is the biggest driver of value. Boards discount comps that are too different in size. Ideal: within 100 sqft. Acceptable: within 300 sqft. Avoid: more than 400 sqft difference.
  3. 3
    Built within 10 years of your home. Older homes depreciate differently. A 1960 home isn't comparable to a 2000 home. Within 5 years is ideal. Up to 15 years is acceptable if everything else lines up.
  4. 4
    Same bedroom and bathroom count. Match bed/bath exactly when possible. One bedroom off is fine with explanation. Two or more weakens the comp significantly.
  5. 5
    Assessed at a lower $/sqft than you. This is the math that wins cases. Divide their assessed value by their square footage. If that number is lower than yours, that's unequal treatment. 10%+ difference is strong. 5–10% is usable.
Bad comps to avoid. Foreclosures, estate sales, divorce sales, new construction, homes in significantly better condition, homes in a different school district, or homes sold in distressed circumstances. Boards dismiss these immediately.

Did you buy your home recently?

If you bought in the past 1–3 years and the county has now assessed it higher than what you paid, your closing disclosure is your single most powerful piece of evidence. Skip the comp research and go straight to your closing documents.

Strong evidence. Bought within 1–3 years at arm's length for less than current assessed value. Attach your HUD-1 or Closing Disclosure.
Not useful. Bought 4+ years ago. The market has changed. A 2019 or 2020 purchase price won't help you in 2026 — focus on current comps instead.

Z How to use Zillow

Zillow is the most popular home search site and has excellent sold data going back several years. Here's exactly how to find comps.

Zillow · Finding sold comps
zillow.com
  1. 1
    Go to zillow.com and type your zip code in the search bar.
  2. 2
    Click the "For Sale" dropdown at the top and change it to "Sold". This shows recent sales — not just active listings.
  3. 3
    Click Filters and set: Beds (match yours), Baths (match yours), Home Type: House, Square Footage (your sqft ± 300).
  4. 4
    Set the sold date filter to the past 12 months. Recent sales are the strongest evidence.
  5. 5
    Click Apply and zoom into your street or subdivision on the map.
  6. 6
    Click on each home near you. Look for the sale price and the price per square foot — Zillow shows this on every listing.
  7. 7
    Screenshot every comp that sold for less per sqft than your assessed rate. Note the address, sale price, sqft, beds, baths, and sale date.
💡
Zillow pro tip. Look for the "Price/sqft" field on each sold listing. To get your assessed rate, divide your assessed value by your square footage. Example: $400,000 ÷ 2,000 sqft = $200/sqft. Find homes near you that sold for less than $200/sqft.
🔍
Zestimate vs. sale price. Always use the actual sale price, not the Zestimate. Sale prices are real market transactions. Zestimates are estimates that can be significantly off — boards want to see real sales data.

R How to use Redfin

Redfin is arguably the best platform for finding comps because it shows price trends, detailed sold data, and displays price per square foot prominently. It also pulls "Comparable Homes" automatically.

Redfin · Finding sold comps
redfin.com
  1. 1
    Go to redfin.com and search your address or zip code.
  2. 2
    Click "Sold" in the top navigation to switch to sold homes.
  3. 3
    Click Filter and set your criteria: beds, baths, square footage range, property type (House).
  4. 4
    Under "More Filters" set Sold Date to "Past year" or "Past 2 years" for more data.
  5. 5
    Switch to Map view and zoom into your street. You'll see price bubbles on every nearby sold home.
  6. 6
    Click each nearby home — Redfin shows $/sqft prominently right under the price. Compare it to your assessed $/sqft.
  7. 7
    Click "Price Trends" on any listing to see how prices in your area have moved. If they've dropped, that strengthens your case.
💡
Pro tip — price trends. Redfin's "Market Insights" section for every neighborhood shows the median sale price chart. If prices have declined or flatlined since your last assessment, screenshot that chart — it's powerful evidence the market doesn't support your assessed value.

Use Redfin's "Comparable Homes" feature

Search your home's address on Redfin and scroll down to "Comparable Homes". Redfin's algorithm has already picked similar nearby homes — these are excellent starting comps. Note the sale price and $/sqft for each. Any that are lower than your assessed rate go into your protest packet.

How to use Realtor.com

Realtor.com pulls data directly from the MLS — the same database real estate agents use. It often has more complete and accurate data than Zillow for recently sold homes.

Realtor.com · Finding sold comps
realtor.com
  1. 1
    Go to realtor.com and search your zip code or neighborhood.
  2. 2
    Click "Recently Sold" in the top navigation — this is the key section for comps.
  3. 3
    Use the Filter button to set beds, baths, square footage, and property type.
  4. 4
    Set the sold timeframe — last 12 months is ideal. Last 24 months gives more data.
  5. 5
    Switch to Map View and zoom to your street. Click homes near you to see sale details.
  6. 6
    On each listing click "Property Details" — you'll see a detailed breakdown including price per square foot, days on market, and listing history.
  7. 7
    Look for the "Price per Sq Ft" field. Screenshot any home with lower $/sqft than your assessed rate.
💡
Pro tip — neighborhood market data. On Realtor.com, search your zip code and click "Market Trends". This shows median sale prices, average days on market, and sale-to-list price ratios. If homes are selling below list price, that's evidence the market is softer than your assessed value suggests.

How to use your county CAD website

Your county CAD (County Appraisal District) or assessor website is the most powerful source for comps — because it shows the assessed values your neighbors are actually paying taxes on. This is direct "unequal appraisal" evidence.

  1. 1
    Go to your county CAD website. For Travis County (Austin): traviscad.org. For Harris County (Houston): hcad.org. For El Paso: epcad.org. (We surface your county's link inside your tax workspace.)
  2. 2
    Search by street name. Instead of your specific address, search by your street name. This pulls every property on your street so you can compare assessed values side by side.
  3. 3
    Look for similar homes assessed for less. Sort by square footage. Find homes within 200 sqft of yours. Calculate their $/sqft (assessed value ÷ sqft). If they're lower than yours, that's a direct comp for unequal appraisal.
  4. 4
    Screenshot the property record cards. Click into each comp's record. Capture address, assessed value, square footage, bed/bath count, and year built. Print these for your hearing packet.
💡
Why CAD comps are the strongest evidence. They prove unequal appraisal — the most powerful argument in Texas and most states. You're not arguing market value. You're showing the county is applying different standards to similar properties on your street, using their own data. That's hard to dismiss.

Using AI to find and analyze comps

AI tools like Claude, ChatGPT, and Perplexity can dramatically speed up your research and help you build a stronger case. Copy and paste these exact prompts — replace the bracketed text with your information.

🔍 Prompt 1 — Find comparable sold homes
I need to find comparable recently sold homes near [YOUR ADDRESS], [CITY], [STATE] [ZIP CODE] to use as comps for a property tax protest. My home is [SQFT] sqft, [BEDS] bed / [BATHS] bath, built in [YEAR], assessed at $[ASSESSED VALUE] ($[YOUR $/SQFT]/sqft). Please search for homes sold in the past 12–24 months within 0.5 miles that are similar in size, age, and features — and identify any that sold for less per square foot than my assessed rate.
📊 Prompt 2 — Analyze comps and estimate fair value
Based on these comparable sales near my property at [YOUR ADDRESS]: [LIST YOUR COMPS WITH ADDRESS, SALE PRICE, SQFT, SALE DATE]. My home is [SQFT] sqft, [BEDS] bed / [BATHS] bath, built in [YEAR], current condition: [CONDITION]. Please: 1) Calculate the average price per square foot of these comps, 2) Apply that rate to my home's square footage to estimate fair market value, 3) Compare that to my current assessed value of $[ASSESSED VALUE], 4) Summarize the key argument I should make in my protest.
Prompt 3 — Build your unequal appraisal argument
I'm preparing a property tax protest for my home at [ADDRESS] in [COUNTY] County, [STATE]. My home is assessed at $[ASSESSED VALUE] ($[YOUR $/SQFT]/sqft). I found these comparable homes assessed by the county at lower rates: [LIST CAD COMPS WITH ADDRESS, ASSESSED VALUE, SQFT, $/SQFT]. Please help me build the strongest possible unequal appraisal argument, calculate the average comp rate, the dollar difference in assessment, and write 2–3 sentences I can say at my hearing to present this evidence clearly.
Prompt 4 — Estimate value from condition
My home at [ADDRESS] is a [YEAR BUILT], [SQFT] sqft, [BEDS] bed / [BATHS] bath house. Current condition issues include: [LIST ANY ISSUES — foundation cracks, roof age, dated kitchen, HVAC age, etc.]. Recent comparable sales in my area are averaging $[AVG COMP $/SQFT]/sqft for homes in good condition. Based on these condition adjustments, what is a reasonable estimate of my home's fair market value, and how should I present my home's condition as a factor in my protest?
💡
Perplexity for real-time comps. Perplexity.ai searches the web in real time. Try: "What have homes similar to [your address] sold for in the past 12 months? I need price per square foot data for my property tax protest." It pulls live data from Zillow, Redfin, and other sources and summarizes it.
Always verify AI-provided data. AI tools can hallucinate addresses or prices. Always verify any specific sale prices or addresses on Zillow, Redfin, or your county CAD before including them in your protest. Use AI for analysis and argument-building — verify the raw data yourself.

Ask a real estate agent for MLS comps

One of the most powerful — and most overlooked — sources for protest comps is a local real estate agent. They have direct MLS access and can pull 3–5 real comparable sales in minutes. And here's the thing most homeowners don't know: many agents are genuinely happy to do this for free.

💬
What to say. "Hi, I'm protesting my property tax assessment and I'm looking for 3–5 comparable sales near [your address] from the past 12 months. Would you be able to pull those from MLS for me? I'd really appreciate it — and I'll definitely keep you in mind for when I'm ready to sell or buy."

Why agents say yes

Builds a real relationship

If an agent helps now — quickly and at no cost — you're far more likely to call them when you sell, or refer friends. A tiny investment for a potentially huge long-term payoff.

Lower assessments help the local market

If too many homeowners feel overtaxed, it discourages buyers and slows sales. Agents benefit when the market feels fair and accessible.

It's a low-effort goodwill gesture

Pulling comps is something agents do constantly. For them it's quick and familiar — and it makes them look helpful and knowledgeable.

Positions them as a local expert

Helping with comps reinforces the "knows the neighborhood inside-out" reputation. Subtle marketing without feeling like marketing.

They may already have the data

Most agents have MLS tools that generate comp reports in minutes. If they're already running market analyses for clients, one more is no big deal.

Opens future conversations

Once they help, it's natural to ask "what do you think my home could sell for?" Agents love these conversations — they often lead to listings.

💡
Pro tip. Ask the agent to print it as a formal CMA (Comparative Market Analysis) report. An official CMA from a licensed agent looks more professional than a handwritten list — and it carries real weight with the board.

Pro tips for the strongest comps

  1. 1
    Use CAD comps for assessed value, Zillow/Redfin for market value. These are two different arguments. CAD comps prove unequal appraisal. Zillow/Redfin prove overvaluation. Use both if you can — it doubles your argument.
  2. 2
    Three comps is the minimum — five is better. With three the board might dismiss one or two as outliers. With five showing a consistent pattern, it's very hard to argue the data is wrong.
  3. 3
    Lead with your best comp. At your hearing, lead with the comp that's most similar to your home AND shows the biggest dollar difference. This sets the tone — don't bury your strongest evidence at the end.
  4. 4
    Calculate the $/sqft difference clearly. Always show the math. "My home is assessed at $195/sqft. This comp at 456 Oak Street is assessed at $162/sqft — a 17% difference on a similar home 200 feet away." Boards respond to clear math.
  5. 5
    Purchase price — only powerful if you bought in the last 2–3 years. If you bought recently at arm's length and the purchase price is lower than your current assessed value, attach your closing disclosure. That's your single strongest piece of evidence.
  6. 6
    Document everything with screenshots. For every comp, capture the address, sale price or assessed value, sqft, and the URL. The board will ask "where did you get this?" — screenshots with URLs answer that instantly.
  7. 7
    Look for the same floor plan. In subdivisions and planned communities, many homes are built from the same builder plan. If you find homes with the exact same floor plan assessed at a lower value, that's an extremely strong comp. CAD records often show the builder plan number.

Final comp research checklist

Before you submit your protest, make sure your packet has all of this.

At least 3 comparable homes (5 is better) assessed at a lower $/sqft than yours.
Screenshots of each comp from your county CAD showing assessed value and square footage.
Screenshots from Zillow or Redfin showing recent sale prices of similar homes.
A simple table comparing your home vs each comp: address, sqft, assessed value, $/sqft.
The average $/sqft of your comps, calculated and written down.
The dollar amount you're claiming as overassessment (your assessed value minus the comp average).
Closing disclosure if you purchased recently at a lower price than current assessed.
Three printed copies of everything — one for you, one for the board, one spare.

Your 2-minute hearing pitch

"My home at [address] is assessed at $[value], or $[$/sqft] per square foot. I identified [number] comparable properties within [distance] that are assessed at an average of $[avg $/sqft] per square foot — [X]% lower than my rate. For example, [comp address], a [sqft] square foot home built in [year], is assessed at just $[comp value] — $[comp $/sqft] per square foot. I'm requesting a reduction to $[requested value] to bring my assessment in line with comparable properties."

Let our AI build the comp set for you.

Open the property tax workspace — we pull verified nearby sales, draft your appeal letter, and assemble your hearing packet. Free, forever.

Build my comp set →