Home Insurance Watch
Your premium is 9% above the Cedar Ridge average.
State Farm · HO-3 policy · est. $2,148/yr · last renewed Mar 2026
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You may be overpaying by ~$190/yr. Three of your neighbors with comparable coverage pay $1,860–$2,010 annually. We've identified four carriers likely to beat your current rate.
How your premium compares
Your premium$2,148/yr
Cedar Ridge Ln avg$1,968/yr
Travis County avg (similar home)$2,021/yr
Texas avg (4bd 2,400 sqft)$2,310/yr
Carriers likely to beat your rate
Estimates based on your home profile and 2026 carrier filings in Travis County. Final rate depends on full underwriting.
Lemonade · A-rated~$1,790/yr · save ~$358
Hippo · A-rated · smart-home discount~$1,825/yr · save ~$323
Branch · A-rated · bundle with auto~$1,890/yr · save ~$258
Allstate · A+ rated~$2,040/yr · save ~$108
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What's in your current policy
Dwelling coverage$520,000
Personal property$260,000
Liability$300,000
Deductible (all peril)$2,500
Wind/hail deductible2% of dwelling
Connect your declarations page (coming soon) to get exact figures and a side-by-side comparison.