Mortgage Watch
Your rate is 0.90% above your block.
Originated Aug 2024 · Rocket Mortgage · 30-yr fixed · est. 6.75%
!
Refinancing today could save $516/mo. The market has softened about 0.60 points since your origination, and your block average is 5.85%. We'll watch for the rate that hits your target.
Your loan today
LenderRocket Mortgage
OriginatedAug 2024
Estimated rate6.75%
Original balance$489,600
Current balance≈ $482,100
Monthly P&I$3,178
Remaining term~28.3 yrs
Rate watch
Notify me when the 30-yr fixed rate drops to 5.50%.
New estimated P&I
$2,738
Monthly savings
$440
Lifetime savings
$158K
For Veterans
Used your VA loan? There's a shortcut.
The VA IRRRL (Interest Rate Reduction Refinance Loan) is the easiest way to drop your rate — no appraisal, no income check, no closing costs out of pocket.
No appraisal — VA skips the re-valuation
No income check — no pay stubs or W-2s
$0 out of pocket — costs roll in or lender covers
Close in 14 days — way faster than regular refi
How we estimated your rate
We pulled your mortgage origination data from the public Travis County deed of trust filing dated Aug 14, 2024. The exact rate isn't on the deed, so we estimate from the lender, the date, and the typical 30-yr fixed range that week. Connect your servicer (coming soon) to lock in the exact figure.