State property tax guides

Appeal deadlines, exemptions, and the local nuance that decides your case — for all 50 states.

Texas
Avg savings · $2,140/yr
Deadline · May 15 (or 30 days after notice)
California
Avg savings · $1,820/yr
Deadline · Sept 15 (Prop 8 decline-in-value)
Florida
Avg savings · $1,640/yr
Deadline · Mid-September (varies by county)
New York
Avg savings · $2,310/yr
Deadline · Grievance Day — 4th Tuesday of May (most municipalities)
Illinois
Avg savings · $1,920/yr
Deadline · Varies by township (often 30 days after notice)
Ohio
Avg savings · $1,460/yr
Deadline · March 31
Pennsylvania
Avg savings · $1,580/yr
Deadline · Aug 1 (most counties; Allegheny is Apr 1)
Georgia
Avg savings · $1,490/yr
Deadline · 45 days from notice (returns due Apr 1)
North Carolina
Avg savings · $1,210/yr
Deadline · 30 days from notice (county BOER)
Arizona
Avg savings · $1,330/yr
Deadline · 60 days from notice
Colorado
Avg savings · $1,710/yr
Deadline · June 1
Washington
Avg savings · $1,420/yr
Deadline · July 1 (or 60 days from notice if mailed late)
Massachusetts
Avg savings · $1,890/yr
Deadline · February 1
New Jersey
Avg savings · $2,560/yr
Deadline · April 1 (Apr 30 in revaluation years)
Virginia
Avg savings · $1,360/yr
Deadline · Varies by city/county (often March 1 or June 1)
Alabama
Avg savings · $870/yr
Deadline · Within 30 days of notice (3rd Mon of June default)
Alaska
Avg savings · $960/yr
Deadline · 30 days from notice (varies by borough)
Arkansas
Avg savings · $640/yr
Deadline · Aug 15 (3rd Mon of August)
Connecticut
Avg savings · $2,180/yr
Deadline · February 20 (Board of Assessment Appeals)
Delaware
Avg savings · $540/yr
Deadline · 30–45 days from notice (county-specific)
Hawaii
Avg savings · $890/yr
Deadline · April 9 (Honolulu) / varies by county
Idaho
Avg savings · $1,140/yr
Deadline · June 24 (4th Mon of June)
Indiana
Avg savings · $910/yr
Deadline · June 15 (or 45 days from notice)
Iowa
Avg savings · $1,260/yr
Deadline · April 30 (Board of Review)
Kansas
Avg savings · $1,020/yr
Deadline · May 15 (or 30 days from notice)
Kentucky
Avg savings · $760/yr
Deadline · Within 1 working day after the open inspection period
Louisiana
Avg savings · $830/yr
Deadline · Within 15 days of notice (parish appeal board)
Maine
Avg savings · $1,180/yr
Deadline · 185 days from commitment date
Maryland
Avg savings · $1,690/yr
Deadline · 45 days from reassessment notice (3-year cycle)
Michigan
Avg savings · $1,420/yr
Deadline · March (local Board of Review) / July or December (Tax Tribunal)
Minnesota
Avg savings · $1,310/yr
Deadline · April 30 (local Board of Appeal & Equalization)
Mississippi
Avg savings · $580/yr
Deadline · 1st Monday of August
Missouri
Avg savings · $1,180/yr
Deadline · Second Monday of July (Board of Equalization)
Montana
Avg savings · $1,020/yr
Deadline · 30 days from notice (county tax appeal board)
Nebraska
Avg savings · $1,460/yr
Deadline · June 30 (county Board of Equalization)
Nevada
Avg savings · $870/yr
Deadline · Jan 15 (County Board of Equalization)
New Hampshire
Avg savings · $2,140/yr
Deadline · March 1 (abatement application)
New Mexico
Avg savings · $640/yr
Deadline · 30 days from notice
North Dakota
Avg savings · $840/yr
Deadline · Second Tuesday of April (local) / June (county)
Oklahoma
Avg savings · $720/yr
Deadline · 30 days from notice (county Board of Equalization)
Oregon
Avg savings · $1,180/yr
Deadline · December 31 (Board of Property Tax Appeals)
Rhode Island
Avg savings · $1,860/yr
Deadline · 90 days from first installment due date
South Carolina
Avg savings · $890/yr
Deadline · 90 days from notice
South Dakota
Avg savings · $1,140/yr
Deadline · Third Thursday of March (local) / April (county)
Tennessee
Avg savings · $760/yr
Deadline · Within 45 days of notice (county Board of Equalization)
Utah
Avg savings · $960/yr
Deadline · September 15 (Board of Equalization)
Vermont
Avg savings · $1,580/yr
Deadline · 14 days from grievance day notice
West Virginia
Avg savings · $520/yr
Deadline · Feb 1 (County Commission as BOR)
Wisconsin
Avg savings · $1,840/yr
Deadline · Open Book → Board of Review (typically May–June)
Wyoming
Avg savings · $680/yr
Deadline · 30 days from notice (County Board of Equalization)

Texas

Deadline: May 15 (or 30 days after notice)Avg savings: $2,140/yr

Texas runs the most homeowner-friendly appeal process in the country — protests are easy to file, informal review is offered to almost every protester, and the appraisal review board (ARB) is required to weigh equity in addition to market value. Most cases settle in informal review within 4 weeks.

The trick in Texas is the 10% homestead cap. Even if your market value rises 25%, your taxable value can only rise 10% per year on a homesteaded property. This means an appeal that lowers market value below your capped value saves you nothing this year — but it lowers next year's starting line.

We see strong reductions on Travis, Williamson, Hays, Bexar, Tarrant, Dallas, Collin, and Harris county properties. Equity arguments are particularly powerful in master-planned communities where neighboring homes are often valued inconsistently.

Available exemptions: Homestead, Over-65, Disabled, Veteran 10–100% disability, Surviving Spouse, Agricultural.

Check my Texas property →

California

Deadline: Sept 15 (Prop 8 decline-in-value)Avg savings: $1,820/yr

California's Prop 13 caps annual assessment increases at 2% on properties you've owned for years, so most California homeowners don't need a market-value appeal. The exception is when market value drops below your factored base-year value — then a Prop 8 decline-in-value appeal can deliver a temporary reduction.

The Prop 8 deadline is mid-September in most counties. The county assessor will usually grant decline-in-value reductions informally if you submit recent comparable sales by the deadline. If they decline, you can file a formal Assessment Appeals Board petition.

Disabled veterans receive substantial additional exemptions ($150,000+ off assessed value, more for low income). We surface these automatically when you create your account.

Available exemptions: Prop 13 base year, Disabled Veterans, Senior, Welfare, Church.

Check my California property →

Florida

Deadline: Mid-September (varies by county)Avg savings: $1,640/yr

Florida's Save Our Homes (SOH) cap is the homeowner's secret weapon — it locks annual assessment increases on a homesteaded primary residence to 3% (or CPI, whichever is lower). Even with the cap, you can appeal market value, since the lower of capped or market value is what the millage applies to.

Portability lets you carry up to $500,000 of accumulated SOH benefit to your next Florida homestead within three tax years. Filing the portability paperwork after a move is the most-skipped step we see.

Appeals are filed via the Value Adjustment Board (VAB). Wise Property Tax prepares the petition, the evidence packet, and represents you at the special-magistrate hearing if you upgrade to Pro.

Available exemptions: Homestead, Save Our Homes 3% cap, Senior, Disability, Veteran, Widow/Widower.

Check my Florida property →

New York

Deadline: Grievance Day — 4th Tuesday of May (most municipalities)Avg savings: $2,310/yr

New York's appeal calendar is municipality-specific. Most towns hold Grievance Day on the fourth Tuesday in May; New York City uses a different process via the Tax Commission with deadlines in early March (Class 1) and March 24 (Class 2-4).

STAR (School Tax Relief) is automatic for most homeowners but requires a separate registration; Enhanced STAR for seniors needs an annual renewal.

If your municipal grievance fails, you can file a Small Claims Assessment Review (SCAR) petition for residential property — a fast, low-cost path that resolves most cases.

Available exemptions: STAR (Basic & Enhanced), Veterans (Alt./Cold War/Eligible Funds), Senior, Disability, Clergy.

Check my New York property →

Illinois

Deadline: Varies by township (often 30 days after notice)Avg savings: $1,920/yr

Cook County is the country's most over-assessed major market and our highest-savings region. The triennial reassessment cycle creates predictable opportunities; we file thousands of appeals during each township's window.

The Senior Freeze (Senior Citizen Assessment Freeze Homestead Exemption) freezes the equalized assessed value for qualifying seniors with household income under the cap. We auto-check eligibility.

Returning veterans get a one-year $5,000 EAV reduction; disabled veterans get tiered reductions up to a full exemption.

Available exemptions: Homestead, Senior, Senior Freeze, Returning Vet, Disabled Vet, Long-time Occupant.

Check my Illinois property →

Ohio

Deadline: March 31Avg savings: $1,460/yr

Ohio's Board of Revision (BOR) is county-administered. The deadline is firm at March 31 each year. Wise Property Tax tracks every Ohio county's preferred evidence format.

Disabled veterans rated 100% by the VA receive a full property tax exemption on their homestead.

The 2.5% owner-occupancy credit is automatic in most counties but should be verified annually.

Available exemptions: Homestead, Senior, Disabled, Disabled Vet (full exemption), Owner Occupancy 2.5%.

Check my Ohio property →

Pennsylvania

Deadline: Aug 1 (most counties; Allegheny is Apr 1)Avg savings: $1,580/yr

Pennsylvania's appeal calendar is county-by-county. Allegheny County (Pittsburgh) deadlines are earlier than the rest of the state at April 1.

Pennsylvania uses a Common Level Ratio (CLR) to convert assessed value to market value. Appeals must argue against the CLR-adjusted value, not the raw assessment.

Disabled veterans rated 100% receive a full real estate tax exemption (income limits apply).

Available exemptions: Homestead/Farmstead, Disabled Veteran, Senior (income-based).

Check my Pennsylvania property →

Georgia

Deadline: 45 days from notice (returns due Apr 1)Avg savings: $1,490/yr

Georgia tax notices are mailed in spring. You have 45 days to file an appeal. The Board of Equalization (BOE) hears most cases.

Georgia counties use a 40% assessment ratio — your taxable value is 40% of fair market value. Always argue fair market value, not the 40% number.

Senior homestead exemptions vary widely between counties (Cobb, Gwinnett, and Fulton are particularly generous). Wise Property Tax lists the local options in your dashboard.

Available exemptions: Standard Homestead, S1 Senior, S3 Senior, Disabled Vet, Floating Inflation-Proof.

Check my Georgia property →

North Carolina

Deadline: 30 days from notice (county BOER)Avg savings: $1,210/yr

North Carolina reassesses every 4 to 8 years (county-dependent). Reassessment years are when most appeals are filed.

The Disabled Veteran homestead exclusion exempts the first $45,000 of assessed value for 100%-rated veterans.

Circuit Breaker tax deferral is available for low-income elderly and disabled homeowners — capping property tax at a percentage of income.

Available exemptions: Elderly/Disabled Homestead, Disabled Veteran, Circuit Breaker.

Check my North Carolina property →

Arizona

Deadline: 60 days from noticeAvg savings: $1,330/yr

Arizona's Senior Valuation Protection (the Senior Freeze) freezes the limited property value of qualifying seniors. Renewable every 3 years.

Maricopa County (Phoenix) and Pima County (Tucson) are our largest Arizona markets. Both counties have rigorous appeal processes that strongly favor well-prepared filings.

Available exemptions: Senior Property Valuation Protection (Sr Freeze), Disabled, Widow/Widower, Disabled Vet.

Check my Arizona property →

Colorado

Deadline: June 1Avg savings: $1,710/yr

Colorado reassesses biennially in odd years. The notice goes out May 1 and the appeal deadline is June 1 — a tight 30-day window.

The senior and disabled-vet exemptions are generous — half of the first $200,000 of actual value is exempt — but they require an application that many seniors miss.

Denver, Boulder, El Paso, Jefferson, and Arapahoe counties are our largest Colorado markets.

Available exemptions: Senior (50% of first $200K), Disabled Vet (50% of first $200K).

Check my Colorado property →

Washington

Deadline: July 1 (or 60 days from notice if mailed late)Avg savings: $1,420/yr

Washington has no state income tax, so property tax assessments are politically charged and reassessed annually. King, Pierce, Snohomish, Spokane are our top markets.

Senior/Disabled exemptions are income-tested: under ~$58K income gets significant relief, under ~$45K gets more. Wise Property Tax's dashboard runs the calculator.

Available exemptions: Senior/Disabled Tax Exemption (income-based), Veteran Disability (income-based).

Check my Washington property →

Massachusetts

Deadline: February 1Avg savings: $1,890/yr

Massachusetts assessments are based on Jan 1 valuations of the prior year. Appeals must be filed by Feb 1 with the local Board of Assessors.

Boston, Cambridge, Somerville, and a few other cities offer a Residential Exemption that reduces taxable value for owner-occupied homes — apply via the city assessor.

Available exemptions: Residential Exemption (some cities), Senior, Disabled Vet, Surviving Spouse.

Check my Massachusetts property →

New Jersey

Deadline: April 1 (Apr 30 in revaluation years)Avg savings: $2,560/yr

New Jersey runs the highest-dollar property tax bills in the country — meaning even small percentage reductions translate to large savings.

100% disabled veterans (and surviving spouses) get a full property tax exemption. The $250 standard veteran deduction is widely under-claimed.

Appeals are filed with the County Board of Taxation; high-value properties can also file directly with the Tax Court.

Available exemptions: Senior Freeze (PTR), Veteran $250 deduction, 100% Disabled Vet (full exemption), Surviving Spouse.

Check my New Jersey property →

Virginia

Deadline: Varies by city/county (often March 1 or June 1)Avg savings: $1,360/yr

Virginia property tax is administered locally. Each county and independent city sets its own appeal deadline — Wise Property Tax tracks all of them.

100%-disabled veterans receive a full real estate tax exemption on their primary residence; surviving spouses of service members killed in action qualify too.

Fairfax, Loudoun, Prince William, Arlington, Henrico, and Virginia Beach are our largest Virginia markets.

Available exemptions: Real Estate Tax Relief for Elderly/Disabled, Disabled Vet (full exemption), Surviving Spouse of KIA.

Check my Virginia property →

Alabama

Deadline: Within 30 days of notice (3rd Mon of June default)Avg savings: $870/yr

Alabama has some of the lowest effective property-tax rates in the country, but assessment errors are still common — especially in Jefferson, Madison, Mobile, Shelby, and Baldwin counties.

Class III residential is taxed at 10% of fair market value; the appeal must argue fair market value, not the 10% number.

The Homestead Exemption Class H1 (under 65) caps state portion only — the over-65 H2/H3/H4 versions are far more powerful and are widely under-claimed.

Available exemptions: Homestead H1, H2 (65+/under $12K), H3 (65+/under $12K state-AGI, full state+county), H4 (totally disabled), Disabled Vet (full).

Check my Alabama property →

Alaska

Deadline: 30 days from notice (varies by borough)Avg savings: $960/yr

Alaska has no statewide property tax — boroughs and home-rule cities each set their own. Anchorage, Mat-Su, Fairbanks North Star, Kenai, and Juneau are our largest markets.

Senior and disabled-vet exemptions are state-mandated: the first $150,000 of assessed value is exempt for seniors 65+ and disabled veterans.

No state income tax means property tax is the primary local revenue source — assessors are aggressive on revaluation in years with high oil-revenue shortfalls.

Available exemptions: Senior 65+ ($150K), Disabled Vet ($150K), Surviving Spouse, Residential Hardship.

Check my Alaska property →

Arkansas

Deadline: Aug 15 (3rd Mon of August)Avg savings: $640/yr

Amendment 79 caps annual increases on a homesteaded primary residence at 5% (10% for non-homestead), making Arkansas one of the friendliest states for long-term homeowners.

Pulaski (Little Rock), Benton, Washington, and Faulkner counties are our largest Arkansas markets.

The $375 Homestead Property Tax Credit applies to every owner-occupied homestead — make sure it is on file with your assessor.

Available exemptions: Homestead Credit ($375), Amendment 79 cap (5%), Disabled Vet (full), Senior Freeze (65+).

Check my Arkansas property →

Connecticut

Deadline: February 20 (Board of Assessment Appeals)Avg savings: $2,180/yr

Connecticut has the country's third-highest effective property-tax rate. Hartford, Bridgeport, New Haven, Stamford, and Waterbury carry mill rates above 35.

Revaluation is required every 5 years; in revaluation years, the BAA window typically extends through March.

Veterans receive an automatic $1,500 deduction; disabled vets and low-income seniors qualify for substantially more.

Available exemptions: Veteran ($1,500), Disabled Vet (sliding scale), Elderly/Disabled Homeowner, Local Option Senior Freeze.

Check my Connecticut property →

Delaware

Deadline: 30–45 days from notice (county-specific)Avg savings: $540/yr

Delaware has historically had some of the lowest effective property-tax rates in the country, but a 2024 statewide reassessment in Sussex, Kent, and New Castle counties has tripled or quadrupled assessed values for many homeowners.

School-district taxes are now the largest line item. Appeals must be filed with the county Board of Assessment Review, not the school district.

The Senior School Property Tax Credit is automatic for owners 65+ once registered.

Available exemptions: Senior School Tax Credit, Disabled Vet (full), Surviving Spouse of KIA.

Check my Delaware property →

Hawaii

Deadline: April 9 (Honolulu) / varies by countyAvg savings: $890/yr

Hawaii has the lowest effective property-tax rate in the country, but the highest median home values — so absolute dollar bills are still significant.

Each of the four counties sets its own rate and homestead exemption. Honolulu's home-exemption is $120,000 (under 65) or $160,000 (65+).

Owner-occupant classification is the single biggest driver of tax savings — make sure your home-exemption claim is on file by the September 30 deadline for the following tax year.

Available exemptions: Home Exemption (county-specific), Disability ($25K+), Disabled Vet (full or partial), Long-Term Affordable Rental.

Check my Hawaii property →

Idaho

Deadline: June 24 (4th Mon of June)Avg savings: $1,140/yr

Idaho's Homeowner's Exemption excludes 50% of a home's assessed value (up to $125,000) from property tax — but only if you formally apply.

Ada (Boise), Canyon, Kootenai (Coeur d'Alene), and Bonneville counties have seen the largest assessment increases in the past three years.

The Property Tax Reduction (Circuit Breaker) program reduces property taxes for low-income elderly, widowed, blind, or disabled homeowners — applications due April 15.

Available exemptions: Homeowner's Exemption (50%/$125K), Property Tax Reduction (Circuit Breaker), Disabled Vet, 100% Disabled Vet (full).

Check my Idaho property →

Indiana

Deadline: June 15 (or 45 days from notice)Avg savings: $910/yr

Indiana caps annual property tax at 1% of assessed value for homesteads, 2% for other residential, and 3% for non-residential. The cap rarely needs an appeal — but the underlying assessment often does.

Marion (Indianapolis), Lake, Allen (Fort Wayne), Hamilton, and Hendricks counties are our largest Indiana markets.

The Homestead Standard Deduction ($48,000 or 60% of AV) plus Supplemental Deduction (35%/25%) are the biggest savers — make sure both are on file.

Available exemptions: Homestead Standard, Supplemental Homestead, Mortgage Deduction (repealed 2023), Over-65, Disabled Vet, Blind.

Check my Indiana property →

Iowa

Deadline: April 30 (Board of Review)Avg savings: $1,260/yr

Iowa reassesses every two years (odd years). The Board of Review window is April 2–30 — a tight 28-day filing window.

The Homestead Tax Credit is worth approximately $4,850 of taxable-value reduction. Apply once and it stays on file.

Polk (Des Moines), Linn (Cedar Rapids), Scott (Davenport), Johnson (Iowa City), and Black Hawk counties are our largest Iowa markets.

Available exemptions: Homestead Tax Credit, Military Service Tax Exemption, Disabled Vet (full), Elderly/Disabled Property Tax Credit.

Check my Iowa property →

Kansas

Deadline: May 15 (or 30 days from notice)Avg savings: $1,020/yr

Kansas residential property is assessed at 11.5% of fair market value. Your appeal argues fair market value, not the 11.5% number.

Johnson, Sedgwick, Shawnee, Wyandotte, and Douglas counties are our largest Kansas markets — Johnson County's informal hearing process settles roughly 60% of appeals.

The Homestead Refund and SAFESR programs provide refunds for low-income, disabled, or elderly homeowners.

Available exemptions: Homestead Refund, SAFESR (Senior 65+), Disabled Vet (full), Surviving Spouse.

Check my Kansas property →

Kentucky

Deadline: Within 1 working day after the open inspection periodAvg savings: $760/yr

Kentucky's appeal calendar is unusually compressed. The open inspection period runs 13 days starting the first Monday of May, and you must request a conference with the PVA before it ends.

Jefferson (Louisville), Fayette (Lexington), Kenton, Boone, and Warren counties are our largest Kentucky markets.

The Homestead/Disability Exemption ($46,350 for 2025) is the primary tax-saver for homeowners 65+ or totally disabled.

Available exemptions: Homestead/Disability ($46,350), Disabled Vet (full), Surviving Spouse of First Responder/Military KIA.

Check my Kentucky property →

Louisiana

Deadline: Within 15 days of notice (parish appeal board)Avg savings: $830/yr

Louisiana parishes assess residential property at 10% of fair market value. The parish-by-parish process means deadlines, evidence formats, and informal-hearing protocols vary widely.

Orleans Parish (New Orleans), East Baton Rouge, Jefferson, Lafayette, and Caddo are our largest Louisiana markets.

The Homestead Exemption removes the first $75,000 of fair market value ($7,500 of assessed value) from parish taxes — but not from city or special-district taxes.

Available exemptions: Homestead Exemption ($75K FMV), Disabled Vet (full), Senior Assessment Freeze, Disabled Citizens Exemption.

Check my Louisiana property →

Maine

Deadline: 185 days from commitment dateAvg savings: $1,180/yr

Maine's appeal window is unusually long — you have roughly six months from the commitment date (when the tax roll is finalized) to file an abatement application.

The Homestead Exemption removes $25,000 of assessed value for primary residences. Veterans receive an additional $6,000–$50,000 depending on disability rating.

Cumberland (Portland), York, Penobscot (Bangor), Kennebec (Augusta), and Androscoggin (Lewiston) counties are our largest Maine markets.

Available exemptions: Homestead ($25K), Veteran ($6K), Paraplegic Vet ($50K), Blind ($4K), Property Tax Stabilization (65+ repealed 2023).

Check my Maine property →

Maryland

Deadline: 45 days from reassessment notice (3-year cycle)Avg savings: $1,690/yr

Maryland reassesses each property on a rotating 3-year cycle. You can file a "petition for review" at any time outside the reassessment window, but reductions only apply to future years.

The Homestead Tax Credit caps annual taxable-value increases at 10% (or lower in many counties — Baltimore City is 4%). You must affirmatively apply once; no expiration.

Prince George's, Montgomery, Baltimore County, Anne Arundel, and Howard are our largest Maryland markets.

Available exemptions: Homestead Tax Credit (cap), Homeowners' Property Tax Credit (income-based), Disabled Vet (full), Surviving Spouse.

Check my Maryland property →

Michigan

Deadline: March (local Board of Review) / July or December (Tax Tribunal)Avg savings: $1,420/yr

Michigan caps annual taxable-value increases on owner-occupied homesteads at the lower of 5% or CPI (Proposal A). When you sell, the cap resets to current SEV — which is why "uncapping" creates the largest annual jumps.

The Principal Residence Exemption (PRE) removes 18 mills of school operating tax from owner-occupied primary residences. Verify it is on file annually.

Wayne (Detroit), Oakland, Macomb, Kent (Grand Rapids), Washtenaw (Ann Arbor), and Genesee (Flint) are our largest Michigan markets.

Available exemptions: Principal Residence Exemption, Disabled Vet (full), Poverty Exemption, Senior Citizen Tax Deferment.

Check my Michigan property →

Minnesota

Deadline: April 30 (local Board of Appeal & Equalization)Avg savings: $1,310/yr

Minnesota uses a tiered classification system; homestead residential is classified at 1% (under $500K) and 1.25% (above). Make sure your homestead classification is on file by December 31 for the following tax year.

Hennepin (Minneapolis), Ramsey (St. Paul), Dakota, Anoka, and Washington are our largest Minnesota markets.

The Property Tax Refund (Form M1PR) refunds excess property taxes — both the regular refund (income-based) and special refund (for assessment increases over 12%) are widely under-claimed.

Available exemptions: Homestead Classification, Disabled Vet ($150K–$300K), Senior Citizen Property Tax Deferral, Property Tax Refund.

Check my Minnesota property →

Mississippi

Deadline: 1st Monday of AugustAvg savings: $580/yr

Mississippi homesteads are assessed at 10% of true value. Appeals are filed with the county Board of Supervisors during their August equalization meeting.

The Homestead Exemption removes $7,500 of assessed value for owner-occupied homes (effectively the first $75,000 of true value), and is a full reimbursement program for seniors 65+ and 100% disabled veterans.

Hinds (Jackson), Harrison (Gulfport), DeSoto, Rankin, and Madison are our largest Mississippi markets.

Available exemptions: Homestead ($7,500 AV), Senior 65+ Full Reimbursement, Disabled Full Reimbursement, Disabled Vet (full).

Check my Mississippi property →

Missouri

Deadline: Second Monday of July (Board of Equalization)Avg savings: $1,180/yr

Missouri reassesses every two years (odd years). Residential property is assessed at 19% of market value. Argue market value, not the 19% number.

St. Louis County, Jackson County (Kansas City), St. Charles, St. Louis City, and Greene (Springfield) are our largest Missouri markets.

The 2023 Senior Property Tax Credit (SB 190) lets counties freeze assessed values for homeowners 62+ — most counties have opted in. Apply through your collector.

Available exemptions: Senior Tax Credit (SB 190), Property Tax Credit (income-based), Disabled Vet (full), Surviving Spouse.

Check my Missouri property →

Montana

Deadline: 30 days from notice (county tax appeal board)Avg savings: $1,020/yr

Montana reappraises every two years; the 2023 reappraisal cycle saw residential values jump by an average of 40%, triggering a wave of statewide appeals.

Yellowstone (Billings), Missoula, Gallatin (Bozeman), Flathead (Kalispell), and Cascade (Great Falls) counties are our largest Montana markets.

The Property Tax Assistance Program and Montana Disabled Veteran Assistance Program reduce taxes for low-income elderly, disabled, and disabled-vet homeowners — apply by April 15.

Available exemptions: Property Tax Assistance Program, Montana Disabled Vet Program (full or graduated), Elderly Homeowner/Renter Credit.

Check my Montana property →

Nebraska

Deadline: June 30 (county Board of Equalization)Avg savings: $1,460/yr

Nebraska reassesses annually. Residential property is assessed at 92–100% of actual value. Douglas (Omaha), Lancaster (Lincoln), Sarpy, and Hall counties are our largest Nebraska markets.

The Homestead Exemption is income-tested and available to seniors 65+, totally disabled persons, disabled veterans, and certain surviving spouses.

The 2024 LB1107 income-tax credit refunds a portion of school district property tax paid — file Schedule PTC with your state return.

Available exemptions: Homestead Exemption (income-tested), Disabled Vet (income-tested), Property Tax Credit Schedule PTC.

Check my Nebraska property →

Nevada

Deadline: Jan 15 (County Board of Equalization)Avg savings: $870/yr

Nevada's Partial Tax Abatement caps annual tax increases at 3% for owner-occupied primary residences and 8% for all other property — a massive long-term saver.

Clark (Las Vegas), Washoe (Reno), Carson City, Lyon, and Douglas counties are our largest Nevada markets.

No state income tax means property tax revenue is critical, and the assessor's office in Clark County is one of the more aggressive in the country on revaluation.

Available exemptions: Partial Tax Abatement (3%/8%), Disabled Vet ($30K–$60K), Surviving Spouse, Blind.

Check my Nevada property →

New Hampshire

Deadline: March 1 (abatement application)Avg savings: $2,140/yr

New Hampshire has the third-highest effective property-tax rate in the country. With no state income or sales tax, property tax is the primary funding source for everything.

Hillsborough (Manchester/Nashua), Rockingham, Merrimack (Concord), Strafford, and Cheshire counties are our largest New Hampshire markets.

The Low and Moderate Income Homeowners Property Tax Relief program refunds a portion of state education tax for qualifying homeowners — apply by June 30.

Available exemptions: Veteran ($50–$700 by town), Disabled Vet (full or partial), Elderly Exemption, Low/Moderate Income Relief.

Check my New Hampshire property →

New Mexico

Deadline: 30 days from noticeAvg savings: $640/yr

New Mexico residential property is assessed at one-third of market value. Argue market value, not the one-third number.

Bernalillo (Albuquerque), Doña Ana (Las Cruces), Santa Fe, Sandoval, and San Juan counties are our largest New Mexico markets.

The 3% Cap on Annual Increases (for properties owned for at least one year, not just transferred) is the single largest long-term tax saver — verify it is being applied.

Available exemptions: Head of Family ($2K), Veteran ($4K), 100% Disabled Vet (full), Senior Value Freeze (income-tested).

Check my New Mexico property →

North Dakota

Deadline: Second Tuesday of April (local) / June (county)Avg savings: $840/yr

North Dakota uses a true-and-full-value assessment with a 50% taxable-value ratio. Cass (Fargo), Burleigh (Bismarck), Grand Forks, Ward (Minot), and Williams (Williston) counties are our largest North Dakota markets.

The Homestead Property Tax Credit reduces property taxes for low-income elderly (65+) and disabled homeowners.

Disabled veterans rated 50%+ receive a tiered exemption; 100%-rated vets receive a full exemption on the first $8,100 of taxable value (about $162,000 of true value).

Available exemptions: Homestead Tax Credit, Disabled Vet (tiered), Farm Residence Exemption, Senior Citizen.

Check my North Dakota property →

Oklahoma

Deadline: 30 days from notice (county Board of Equalization)Avg savings: $720/yr

Oklahoma residential property is assessed at 11–13.5% of fair market value (county-specific). Argue fair market value, not the assessed-value number.

Oklahoma County (OKC), Tulsa, Cleveland (Norman), Canadian, and Comanche (Lawton) are our largest Oklahoma markets.

The Senior Valuation Freeze caps assessed value for homeowners 65+ with household income under the cap (~$89K in 2025) — must apply by March 15.

Available exemptions: Homestead ($1K AV), Additional Homestead (income-tested), Senior Valuation Freeze, Disabled Vet (full).

Check my Oklahoma property →

Oregon

Deadline: December 31 (Board of Property Tax Appeals)Avg savings: $1,180/yr

Oregon's Measure 50 limits annual assessed-value increases to 3%, regardless of market value. The taxable "Maximum Assessed Value" rarely matches Real Market Value — appeals are usually filed when RMV drops below MAV.

Multnomah (Portland), Washington, Clackamas, Lane (Eugene), and Marion (Salem) counties are our largest Oregon markets.

Senior and disabled-citizen tax-deferral programs let qualifying homeowners defer property tax payments (with interest) until the property is sold.

Available exemptions: Measure 50 (3% MAV cap), Disabled Vet (full or partial), Senior/Disabled Deferral, Active Military Service.

Check my Oregon property →

Rhode Island

Deadline: 90 days from first installment due dateAvg savings: $1,860/yr

Rhode Island has the eighth-highest effective property-tax rate in the country. Each city and town sets its own rate, with Providence, Warwick, Cranston, Pawtucket, and East Providence carrying the highest.

Many cities offer a Homestead Exemption (Providence: 40% off owner-occupied) — apply once with your assessor.

Disabled veterans and surviving spouses qualify for tiered exemptions that vary by city and disability rating.

Available exemptions: Homestead (city-specific, often 40%), Veteran ($1K–$10K), Disabled Vet (graduated), Elderly (city-specific).

Check my Rhode Island property →

South Carolina

Deadline: 90 days from noticeAvg savings: $890/yr

South Carolina residential primary residences are assessed at 4% of fair market value (vs. 6% for all other property) — making the legal-residence classification the single largest tax saver.

The Homestead Exemption removes the first $50,000 of fair market value for homeowners 65+, totally disabled, or legally blind.

Greenville, Charleston, Richland (Columbia), Horry (Myrtle Beach), and York counties are our largest South Carolina markets.

Available exemptions: Legal Residence (4% AR), Homestead ($50K FMV for 65+/disabled), Disabled Vet (full), Surviving Spouse.

Check my South Carolina property →

South Dakota

Deadline: Third Thursday of March (local) / April (county)Avg savings: $1,140/yr

South Dakota has no state income tax, so property tax is the primary funding source for K-12 schools and counties.

Minnehaha (Sioux Falls), Pennington (Rapid City), Lincoln, Brown, and Brookings counties are our largest South Dakota markets.

The Owner-Occupied Single-Family Dwelling classification removes a portion of taxable value — verify it is on file with your director of equalization.

Available exemptions: Owner-Occupied Classification, Disabled Vet (full or partial), Property Tax Reduction for Elderly/Disabled, Assessment Freeze 65+.

Check my South Dakota property →

Tennessee

Deadline: Within 45 days of notice (county Board of Equalization)Avg savings: $760/yr

Tennessee residential property is assessed at 25% of appraised value. Argue appraised value, not the 25% number.

Davidson (Nashville), Shelby (Memphis), Knox (Knoxville), Hamilton (Chattanooga), and Rutherford counties are our largest Tennessee markets.

Tax Relief is available for low-income elderly, disabled, and disabled-vet homeowners — apply through your county trustee by April.

Available exemptions: Tax Relief Program (income-tested), Disabled Vet (graduated), Surviving Spouse, Tax Freeze (65+, income-tested).

Check my Tennessee property →

Utah

Deadline: September 15 (Board of Equalization)Avg savings: $960/yr

Utah primary residences are taxed on 55% of fair market value (the "Residential Exemption"). Argue fair market value, not the 55% number.

Salt Lake, Utah (Provo), Davis, Weber (Ogden), and Washington (St. George) counties are our largest Utah markets.

The Circuit Breaker provides property-tax relief for low-income elderly homeowners; the Disabled Veteran Property Tax Abatement is graduated by disability rating.

Available exemptions: Residential Exemption (45% off), Circuit Breaker, Disabled Vet (graduated up to full), Active Duty Military (full).

Check my Utah property →

Vermont

Deadline: 14 days from grievance day noticeAvg savings: $1,580/yr

Vermont's Grievance Day is set by each town (typically late May or early June) — and you have only 14 days from notice to file a written objection.

Chittenden (Burlington), Rutland, Washington (Montpelier), Franklin, and Windsor counties are our largest Vermont markets.

The Property Tax Credit (Form HS-122) refunds a portion of education property tax for homesteaders with household income under the cap — apply by April 15.

Available exemptions: Property Tax Credit (income-tested), Veteran ($10K), Disabled Vet (graduated), Current Use Program (forest/farm).

Check my Vermont property →

West Virginia

Deadline: Feb 1 (County Commission as BOR)Avg savings: $520/yr

West Virginia has the fourth-lowest effective property-tax rate in the country — but assessment errors still happen, especially in Kanawha (Charleston), Berkeley (Martinsburg), Monongalia (Morgantown), Wood (Parkersburg), and Cabell (Huntington) counties.

Class II residential is assessed at 60% of fair market value. Argue fair market value, not the 60% number.

The Homestead Exemption removes the first $20,000 of assessed value for homeowners 65+ or totally disabled.

Available exemptions: Homestead Exemption ($20K AV for 65+/disabled), Disabled Vet (full), Surviving Spouse, Senior Citizen Tax Credit.

Check my West Virginia property →

Wisconsin

Deadline: Open Book → Board of Review (typically May–June)Avg savings: $1,840/yr

Wisconsin holds an "Open Book" period each spring where you can review your assessment with the assessor before formal Board of Review hearings convene.

Milwaukee, Dane (Madison), Waukesha, Brown (Green Bay), and Racine counties are our largest Wisconsin markets.

The First Dollar Credit and Lottery & Gaming Credit appear automatically on most homestead bills — verify they are present.

Available exemptions: Lottery & Gaming Credit, First Dollar Credit, Disabled Vet (full), Homestead Tax Credit (income-tested).

Check my Wisconsin property →

Wyoming

Deadline: 30 days from notice (County Board of Equalization)Avg savings: $680/yr

Wyoming residential property is assessed at 9.5% of fair market value. Argue fair market value, not the 9.5% number.

Laramie (Cheyenne), Natrona (Casper), Campbell (Gillette), Sweetwater, and Teton (Jackson) counties are our largest Wyoming markets.

The 2024 Property Tax Refund Program reimburses up to half of the prior year's residential property tax for income-qualifying homeowners — apply by June 1.

Available exemptions: Veteran ($3K AV), Disabled Vet (graduated), Property Tax Refund Program, Long-Term Homeowner Exemption (Long-Term + 65+).

Check my Wyoming property →